Por favor considere registrandote
sp_LogInOut Ingresa sp_Registration Regístrate sp_MemberList Miembros
Regístrate | Olvidó su contraseña?
Búsqueda Avanzada
Alcance del Foro


Opciones del Foro

La longitud mínima de la palabra de búsqueda es 3 caracteres - longitud máxima búsqueda de la palabra es 84 caracteres
sp_Feed RSS del Tema sp_TopicIcon
New technology for the Risk-Aware Financial Institution. By Juan Antonio Falcón Blasco
New Member
19 abril 2015 - 16:30
Miembro desde: 19 abril 2015
Mensajes en Foro: 2
sp_UserOfflineSmall Desconectado

New technology for the Risk-Aware Financial Institution. By Juan Antonio Falcón Blasco

“At the request of a regulator, the bank is
suspending its previously announced capital distributions.”
Put out that statement and watch share
prices fall, incur the wrath of all your regulators,
and prepare to set aside even higher capital buffers
to compensate for now-suspect risk calculations.
Institutions providing unsatisfactory regulatory
capital reports may be subject to constraints to
capital activities, even in situations where reported
capital meets required minimum standards.
This is just one example of the direct cost of inadequate
risk and regulatory reporting processes.
This institution may have revealed its error, but there
are certainly other reporting errors that have gone
undisclosed or even undetected. There is just too
much data to analyze and too many calculations
to report to expect perfection, particularly given
the current state of data management and the data
reconciliation that is required to ensure trusted
data sources. Legacy core systems were developed
when batch processing was state of the art and
regulators were more patient. Your staff members
are doing the best they can to manage today’s
expectations with yesterday’s technology.
Banks know that this can’t continue. They also
recognize that a clean start – from core system
replacement to new general ledger and then Big
Data solutions – is the best way to improve risk
management and more efficiently comply with
regulatory requirements. It should come as no
surprise that enterprise risk reporting and a more
integrated approach to risk and finance is a priority
for more than 90% of banks.

Zona Horaria del Foro: UTC 2
Mayor número de usuarios conectados simultáneamente: 173
Conectados ahora mismo:
Invitado(s) 49
Viendo esta página:
1 Invitado(s)
Los Mejores Foreros:
PhotoniKO: 13555
Me!: 10154
swappen: 5998
Chandrian: 5932
mlila: 4704
P-ludus: 3945
germanor: 2459
Artemisa: 2068
Estadísticas de usuarios:
Foreros Invitados: 13
Miembros: 29456
Moderadores: 1
Administradores: 1
Estadísticas del Foro:
Moderadores: miguelgaton: 0
Administradores: Admin: 6