Iluphi uhlelo lokusebenza lwemali olungcono kakhulu?

Abantu badinga uhlelo lokusebenza lwemali ngezizathu ezimbalwa. Okokuqala, abantu abaningi abanawo ama-akhawunti asebhange futhi abakwazi ukufinyelela kwendabuko imisebenzi yasebhange. Okwesibili, abantu abaningi basebenzisa ukheshi esikhundleni sepulasitiki ngoba ivikeleke kakhulu. Okwesithathu, ezinye izindawo aziwamukeli amakhadi esikweletu noma edebhithi. Okwesine, abanye abantu abanayo i-inthanethi noma abanayo isevisi yomakhalekhukhwini. Okwesihlanu, abanye abantu abakwazi ukufika ku-ATM. Okwesithupha, abanye abantu bafuna ukugwema izinkokhelo ezihlobene nokusebenzisa i-akhawunti yasebhange noma ikhadi lesikweletu noma lasebhange.

Uhlelo lokusebenza lwemali kufanele lukwazi:
-Imininingwane ye-akhawunti yasebhange yabasebenzisi
- Thumela futhi wamukele imali
-Landelela ukusetshenziswa kwemali kanye nebhalansi
-Nikeza izaziso uma imali ifakiwe noma ikhishwa

Uhlelo lokusebenza oluhle kakhulu lwemali

Venmo

IVenmo a uhlelo lokusebenza lweselula oluvumela abasebenzisi ukukhokhelana kalula futhi ngokushesha izimpahla namasevisi. I-Venmo iyatholakala kuwo womabili amadivayisi we-iOS ne-Android. I-Venmo ingasetshenziswa mahhala, futhi abasebenzisi bangangeza imali kuma-akhawunti abo ngekhadi lesikweletu noma lasebhange, noma ngokudluliselwa ebhange. I-Venmo iphinde ivumele abasebenzisi ukuthi bakhokhele abangani nomndeni ngezimpahla namasevisi, kanye nokwenza iminikelo ezinhlanganweni ezisiza umphakathi.

Imali Eyisikwele

I-Square Cash wuhlelo lokusebenza lweselula olukuvumela ukuthi uthenge futhi udayise kalula futhi ngokushesha izimpahla namasevisi nabangani nomndeni. Ungasebenzisa i-Square Cash ukuze uthenge izinto kubathengisi abamukela amakhadi e-Visa, Mastercard, American Express, noma Discover. Ungakwazi futhi ukuthengisa izinto ongasazidingi noma ongasazifuni. I-Square Cash imahhala ukulanda nokusebenzisa.

Imali ye-PayPal

I-PayPal Cash iyindlela entsha yokukhokhela izimpahla namasevisi ku-inthanethi. Nge-PayPal Cash, ungakwazi kalula futhi ngokushesha ukuthumela imali kubangani nomndeni ngaphandle kokuba uphathe noma iyiphi imali. Vele ungeze abangani bakho namalungu omndeni njengabamukeli be-PayPal Cash, khetha inani ofuna ukulithumela, bese ucindezela ukuthumela. I-PayPal Cash itholakala emazweni angaphezu kuka-190 futhi ingasetshenziswa nanoma yimuphi umthengisi waku-inthanethi owamukela i-PayPal.

iseli

UZelle umusha inkundla yokukhokha evumela abasebenzisi ukuthumela nokwamukela imali ngokuthepha nje okumbalwa. I-Zelle yakhelwe phezu kwe-blockchain, eyenza ivikeleke futhi ibe sobala. Okwenziwayo kucutshungulwa ngokushesha futhi kalula, ukuze uthole imali yakho lapho uyidinga khona ngokushesha.

Okukhethwayo kweBlue Cash

I-Blue Cash Preferred a imiklomelo yekhadi lesikweletu elinikezayo izinzuzo eziningi, okuhlanganisa:

Thola i-2% buyisela imali kukho konke okuthengile, okungahlanganisa okuningi phakathi nonyaka.

Ayikho imali yonyaka.

Thola u-$200 ngemali eyibhonasi uma usebenzisa u-$1,000 ezinyangeni ezintathu zokuqala ngemuva kokuthola ikhadi lakho.

Thola ukwesekwa kwamakhasimende okungu-24/7.

Green Dot MoneyPak

IGreen Dot MoneyPak iyikhadi elikhokhelwa ngaphambili elikuvumela ukuthi ufinyelele kalula futhi ngokushesha emalini yakho uma ulidinga. NgeGreen Dot MoneyPak, ungasebenzisa imali yakho ezindaweni ezingaphezu kwezigidi ezi-2 emhlabeni jikelele, okuhlanganisa nabathengisi abangaphezu kuka-4,000 abahlanganyela e-United States. Futhi, ngenqubo yethu yokulayisha kabusha esebenziseka kalula, ungagcina imali yakho itholakala njalo futhi ilungele ukusetshenziswa.

Chase i-QuickPay

I-Chase QuickPay iyisevisi yokucubungula izinkokhelo evumela amakhasimende ukuthi enze izinkokhelo ngokushesha futhi kalula. Nge-Chase QuickPay, amakhasimende angakhokhela izinto ezitolo ezihlanganyelayo esebenzisa i-akhawunti yawo yasebhange, umakhalekhukhwini, noma i-akhawunti ye-inthanethi. Amakhasimende angasebenzisa i-Chase QuickPay ukukhokhela izikweletu nezinye izindleko.

I-American Express Khonza

I-American Express Serve iyidijithali isikhwama esikuvumela ukuthi ukhokhe ngezimpahla namasevisi ngekhadi lakho le-American Express. Ungayisebenzisela ukuthenga ku-inthanethi, ezitolo, nasezindaweni zokudlela. Ungakwazi futhi ukuyisebenzisela ukukhokhela izikweletu zakho zanyanga zonke, ukuqasha, nezinye izindleko. I-American Express Serve iyatholakala e-United States naseCanada.

Izinto okufanele uzicabangele lapho ukhetha uhlelo lokusebenza lwemali

Lapho ukhetha uhlelo lokusebenza lwemali, kufanele ucabangele izici ezilandelayo:

Izici -I lokusebenza sika.
-I-interface yomsebenzisi yohlelo lokusebenza.
-Ukuphepha kohlelo lokusebenza.
-Isevisi yamakhasimende yohlelo lokusebenza.

Izici Ezinhle

1. Ikhono lokukhokha izikweletu, ukudlulisa imali, nokufinyelela i-akhawunti yakho yasebhange.
2. Uhlelo lokusebenza lungasetshenziswa kwimodi engaxhunyiwe ku-inthanethi.
3. Uhlelo lokusebenza lunomsebenzisi osebenziseka kalula.
4. Uhlelo lokusebenza luyatholakala kumapulatifomu amaningi (ifoni, ithebhulethi, ikhompyutha).
5. Uhlelo lokusebenza lunemali ephansi yokwenziwayo.

Uhlelo lokusebenza oluhamba phambili

Ziningi izinhlelo zokusebenza zemali ezinhle ezitholakalayo, kodwa kuye ngezidingo zakho nokuncamelayo, ezinye zingase zibe ngcono kunezinye. Nazi izizathu ezintathu zokuthi kungani ezinye zezinhlelo zokusebenza ezihamba phambili zemali kuyi-Venmo, i-Square Cash, ne-PayPal:

1. I-Venmo iwuhlelo lokusebenza lwemali oludume kakhulu futhi lwaziwa kabanzi futhi lusetshenziswa abantu abaningi. Kulula ukuyisebenzisa futhi inesizinda esikhulu sabasebenzisi.

2. I-Square Cash ingolunye uhlelo lokusebenza lwemali oludumile olukuvumela ukuthi ukhokhe kalula abangani nomndeni ngomakhalekhukhwini wakho. Kulula ukuyisebenzisa futhi inesizinda esikhulu sabasebenzisi.

3. I-PayPal iyinkundla yokukhokha eyaziwayo nethembekile ekuvumela ukuthi udlulise imali kalula phakathi kwabangane namalungu omndeni.

Abantu futhi bayayifuna

- Imali
-Wallet
-I-Akhawunti
-Transactionapps.